Home invasions are more common than ever and are far more dangerous than a typical break-in. Make sure that you are properly protected by purchasing a proper home invasion insurance policy.
Here are some ways a proper home invasion insurance policy can protect you:
What Protection Does it Offer?
Since your homeowners insurance policy does not provide protection from a home invasion, home invasion insurance is a must. These policies provide protection for people-related risks, such as abductions and injuries. Your homeowners policy will only provide coverage for loss or damage to your property. Plus, a typical health insurance policy will only provide limited mental health coverage, which will most likely be necessary after experiencing a traumatic home invasion.
These polices provide a financial safety net for accidental death, dismemberment and bodily injury during a home invasion. It can be added to a standard homeowners and health insurance policy to ensure full protection against losses.
Additional Protections
To ensure that you will be prepared and protected in case of a home invasion, consider implementing these strategies:
How to Know if You're Vulnerable
Most homeowners do not think they are potentially vulnerable for a home invasion, and consequently make themselves easy targets for criminals by not taking the necessary precautions to protect against these violent crimes.
The most common point of attack is the front door and garage area. More often than not though, criminals will impersonate delivery drivers or maintenance workers to get into the home. Then, they will use extreme force and usually violence to attain full control.
Find Out More:
Your home is one of your greatest assets and a significant long-term investment. As such, it’s vital to protect your home and its contents with adequate homeowners insurance.
Download your own copy of our in-depth guide "Know Your Insurance: Home" for free so you can better prepare your home and protect your assets: